Rates as low as 4.99%For well-qualified buyers and dealerships.
Capital When The Bank Says No

Fuel Your Ambition.
Fund Your Business.

Ridge Stone Capital provides fast, flexible working capital and equipment loans to ambitious business owners. No collateral needed. All credit considered. Fast approvals. Real people.

Soft credit pull only

Business Loan Calculator

$
$5K$2M
%
0%30%

Est. Monthly Payment

$1,610.03

72 months • 4.99% APR

Loan Amount$100,000
Total Interest$15,922
Total Repaid$115,922
$700M+
Total Funded
11.5K+
Businesses Funded
24Hr
Approvals
4.9/5
800+ Reviews

Industries We Serve

Every industry has unique capital cycles. We understand your business model. From Construction, Healthcare, Restaurants, Retail, Manufacturing, and Transportation — and many more.

Construction

Healthcare

Restaurant

Retail

Manufacturing

Transportation

Built By Business Owners,
For Business Owners

We know first-hand how time-consuming and uncertain the business loan process can be. That's why we created a faster, simpler way to get the capital you need.

Lightning Fast

Traditional banks take weeks. We take hours. Get matched with a dedicated specialist in 1 business day and funded in as little as 24 hours.

No Hidden Fees

Transparency is our core value. No upfront costs, no hidden origination fees. You'll know exactly what your capital costs before you sign.

All Credit Considered

We look at the health of your business, not just a credit score. No collateral needed for most products. From $5k to $25M+.

3 Steps to Funding

Our simple online application is easier than a bank loan. Keep your focus on running your business while we secure your capital.

1

Apply in 60 Seconds

Fill out our secure online application. It's a soft credit pull only, and you need zero documents to start.

2

Get Matched

A dedicated funding specialist will call you within 1 business day to discuss your options and build a tailored plan.

3

Sign & Get Funded

E-sign your documents and receive funds in your business bank account in as little as 24 hours.

Pre-Qualification Criteria

Most businesses qualify if they meet this.

  • 6+ Months in Business
  • $10,000+ Monthly Revenue
  • Business Bank Account
  • All Credit Profiles Considered

Stop Waiting. Start Growing.

Get the capital you need to scale, hire, buy inventory, or bridge gaps. Takes 60 seconds to apply, zero commitment to see your options.